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let's say a user has 300 reputation points (allows you to create new tags) and then he starts a bounty which costs him 50 points, Will he lose the ability to create the new tags or once certain reputation is achieved the privileges are saved?

10

Yes, you will lose privileges.

See https://serverfault.com/help/bounty

If your new reputation brings you below the requirement for any privileges, you will lose access to those privileges.

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